The closing statement, in full

Selling with an agent, or selling to Bill. Every line, side by side.

This is the comparison Bill walks sellers through before anyone signs anything. The agent column shows the averages Oregon Cash Home Buyers publishes for a traditional sale. Read both and pick the one that fits your life.

Commissions and feesAgent: 6% on average, paid by the sellerNone
Who pays closing costsAgent: 2% on average, paid by the sellerNone. We pay all costs
Inspection and financing contingencyAgent: Yes, up to 15% of sales fall throughNone
Appraisal neededAgent: Yes, oftenNone. It's a cash offer
Average days until soldAgent: About 91 daysAn immediate cash offer
Number of showingsAgent: It dependsOne. Just us
Closing dateAgent: 30 to 60 days or so after accepting an offerThe date of your choice
Who pays for repairsAgent: Negotiated during inspectionNone. We pay for all repairs

We may not be able to give you the highest retail sales price.

That's on the statement too

Said plainly

When an agent is the better choice.

If your house is in great shape, you aren't up against a deadline, and you want the top retail price and can wait for it, an agent is probably the better fit. Bill will say so, because the point of the call is to find what works for you, not to lock you into a contract.

A cash sale makes sense when the other side of the table looks heavier: repairs you can't afford, a date you can't miss, tenants, a house you've inherited, or simply no appetite for three months of showings. Many of the houses Bill buys sit below market value for exactly that reason, because they need repairs, updating or remodeling.

“We will not pressure you into making a quick decision so we can lock you into a contract.”
How Oregon Cash Home Buyers works

Not sure which side you're on? The common questions cover how the number is worked out, and how a cash sale works walks through the steps.

An illustration, not a quote

What the fees look like on a $100,000 house.

Agents typically charge three to six percent. On a $100,000 house that is $3,000 to $6,000 in commissions before anything else is counted. Add the 2 percent in closing costs the table cites and the seller's side of the statement grows.

Commission on a $100,000 house (3 to 6 percent)Low: $3,000High: $6,000
Closing costs at the 2 percent average in the tableLow: $2,000High: $2,000
TogetherLow: $5,000High: $8,000

Selling to Bill: no commission, and he pays the closing costs.

Illustration only

This is arithmetic on the published figures, not an offer and not a promise of what your house would fetch either way. A cash offer reflects your house's location, condition and nearby sales, and Bill shows you exactly how he arrived at his number.

A ring of house keys resting on wet porch boards with fallen maple leaves

The third option

If the cash number isn't right, list it.

Oregon Cash Home Buyers isn't a team of licensed real estate agents, and Bill doesn't pressure anyone into a contract. If the offer doesn't work for you, he can help you list the house on the MLS for a set period. If that doesn't suit either, he'll thank you for your time and end the conversation.

Either way, the conversation costs nothing and obligates you to nothing. See the three steps or read the questions sellers ask first.

You've read the statement. Now hear the number.

Send the address or call Bill. He'll show you how he got to his offer, line by line, and you decide.